[macca2015]

What has been the preferred method on financing the NX-200t? Leasing/purchasing? Has anyone paid cash for the car?

Wondering what the best option is. I don't want another car payment at this point in my life and am considering selling stock to buy the car.

Any input...

 

[mojo]

If you can buy it outright do it...IMO

 

[athiker]

There is not much that I can find. I drove the RAV4 today and they have 0% for 48 months but all I see from Lexus on the NX is $369/mth lease with $2,800 down on a MSRP $35k NX. I don't see any financing deals at all. The RX has .9% for 36 months.

 

[Jordy]

What has been the preferred method on financing the NX-200t? Leasing/purchasing? Has anyone paid cash for the car?

Wondering what the best option is. I don't want another car payment at this point in my life and am considering selling stock to buy the car.

Any input...

If you go the cash then why not approach the dealship and see what they can do for you. I've had a relative buy a vehicle outright cash deal. It was slightly less and less I mean $500 since they are egtting the full amount up front. Might depend on your dealer though. Just run in and check

 

[macca2015]

If you go the cash then why not approach the dealship and see what they can do for you. I've had a relative buy a vehicle outright cash deal. It was slightly less and less I mean $500 since they are egtting the full amount up front. Might depend on your dealer though. Just run in and check

Thanks. I did visit a dealer to take a test drive. We didn't talk numbers too much, but they did say that "Lexus isn't really budging on the MSRP", certainly because it's new and demand is greater than supply right now. And that was after I said I am considering buying outright, just not right then and there.

So I'm OK to wait a while. The dealer of course is calling me every day : ).

Thanks for the input.

 

[mojo]

Thanks. I did visit a dealer to take a test drive. We didn't talk numbers too much, but they did say that "Lexus isn't really budging on the MSRP", certainly because it's new and demand is greater than supply right now. And that was after I said I am considering buying outright, just not right then and there.

So I'm OK to wait a while. The dealer of course is calling me every day : ).

Thanks for the input.

They might not even WANT you to buy it cash outright, they miss out on all that juicy passive interest income...

Give it to the spring and you should start to see movement on their end... keep the relationship in good standing... pounce when its right for you >

 

[athiker]

Thanks. I did visit a dealer to take a test drive. We didn't talk numbers too much, but they did say that "Lexus isn't really budging on the MSRP", certainly because it's new and demand is greater than supply right now. And that was after I said I am considering buying outright, just not right then and there.

So I'm OK to wait a while. The dealer of course is calling me every day : ).

Thanks for the input.

Don't you love how dealers phrase things? "Lexus" isn't really budging...like the mfg. has anything to do with it. The dealer can come off MSRP any time they choose...but won't...till the market nudges them in that direction.

He didn't want to tell you, "We are are only offering full MSRP pricing b/c so far we have been able sell them there and that makes the most profit for us."

I had a dealer tell me not only was full MSRP the best they could do but that the MSRP from Lexus was "introductory pricing" for a new model that would likely go higher. "Introductory Pricing"?!?!...is Lexus Ronco and running an infomercial? Sure the price may go up some next model year...all cars usually do...but full MSRP is "introductory pricing"???...really?

Okay, I guess technically its introductory pricing b/c this model has never been sold before, but he made it sound like better buy now b/c the current MSRP from Lexus was for a limited time only and might pop higher at any moment. But wait, there's more... Maybe I should ask if I just pay additional shipping and handling if I can get a 2nd one free?

Actually, the guy was pretty nice and pleasant...that comment just struck me funny.

 

[Kennedy]

Having worked on "the other side" in dealerships and seeing what it's like to be one of those employee's, i'm not surprised to hear them wording things like that

 

[avocado]

If you don't make an offer, you will never know. Don't take what the salesman says as the final word. The sales manager is the one who will decide. If they want you to finance instead of cash, ask for a couple of hundred more off the price and see if they will go for it. This is what I should have done when I got my Lexus years ago. I was going to pay cash and they came up with a good loan offer. I often wonder if I could have reduced the price by a couple of hundred to take the loan. Also, I heard that Japanese car companies year end is the end of March. So they are motivated to sell as many cars by that period. Make the offer!

 

[Kennedy]

Good tip about the Japanese year end mention, that motivation of theirs of when to sell definitely is something for us to take advantage of, which makes me curious how aggressive some consumers will get when throwing their "bid" at sales folk

 

[macca2015]

If you don't make an offer, you will never know. Don't take what the salesman says as the final word. The sales manager is the one who will decide. If they want you to finance instead of cash, ask for a couple of hundred more off the price and see if they will go for it. This is what I should have done when I got my Lexus years ago. I was going to pay cash and they came up with a good loan offer. I often wonder if I could have reduced the price by a couple of hundred to take the loan. Also, I heard that Japanese car companies year end is the end of March. So they are motivated to sell as many cars by that period. Make the offer!

Great info, thank you! I truly do not want to finance. If demand is still greater than supply, then the end-of-month experience is still in Lexus' favor. They may still not budge a whole lot. Of course, the only way to find out is to make the offer

 

[RSnyder]

We bought in early January. Fully loaded NX 200t lux , nav with all the bells and whistles. $1500 off sticker. Lexus finance. Just my 2 cents.

 

[Kennedy]

We bought in early January. Fully loaded NX 200t lux , nav with all the bells and whistles. $1500 off sticker. Lexus finance. Just my 2 cents.

Is some of that $1500 going to be spent on accessories or are you just going to pocket it?

 

[crankshaft]

If you don't make an offer, you will never know. Don't take what the salesman says as the final word. The sales manager is the one who will decide. If they want you to finance instead of cash, ask for a couple of hundred more off the price and see if they will go for it. This is what I should have done when I got my Lexus years ago. I was going to pay cash and they came up with a good loan offer. I often wonder if I could have reduced the price by a couple of hundred to take the loan. Also, I heard that Japanese car companies year end is the end of March. So they are motivated to sell as many cars by that period. Make the offer!

The General Manager makes the final decisions.

 

[NX FSporty]

I know I'm "late to the party" but wondering did the thread starter complete their purchase and if so how it went.

I'm buying an NX F Sport "cash" as I've not had a car payment in over 10+ yrs, have the finances to do so, and lack of beneficial financing options from Lexus. Upon completing extensive research prior to ordering, I decided not to haggle on price but ask for numerous options/accessories (heated steering wheel, auto dimming mirror, accessory pack, paint protection, mudflaps, running boards, etc.) to be "thrown in".

 

[Kennedy]

I know I'm "late to the party" but wondering did the thread starter complete their purchase and if so how it went.

I'm buying an NX F Sport "cash" as I've not had a car payment in over 10+ yrs, have the finances to do so, and lack of beneficial financing options from Lexus. Upon completing extensive research prior to ordering, I decided not to haggle on price but ask for numerous options/accessories (heated steering wheel, auto dimming mirror, accessory pack, paint protection, mudflaps, running boards, etc.) to be "thrown in".

x2 also interested in knowing this.

 

[CyberDude]

You have nothing to lose by offering less money than the MSRP. I offered less and got $1500 of the MSRP.